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*laughs in Canada*

Awesome info and great easy-to-understand explanation. Just subscribed. Thank you!

I’ve had Wisconsin SeniorCare Rx as credible coverage for Part D for 5 years. Do you know if that will considered credible coverage for 2025?

So grateful for this info, and the option to speak to a human being free of charge about something that seems SO COMPLICATED! 5:19

Thank You so much for this important information. As a spouse it was so confusing and now I feel so much better. Good job explaining it to us.

I am 64 and will be under Medicare very soon. I went to the VA and there was a large insurance company (don't know that I can say their name) that was selling their "Heroes" Advantage Plan. I was confused because the agent insisted that his company processes TriCare and it was basically the same thing. In addition I would get dental care and $75 in my pocket every month. This same company was in the Keesler AFB Commissary selling the same Advantage Plan. Initially the agent said they worked with TriCare, so I thought they were Tricare. When I pressed them for answers, they admitted that they actually worked for a large insurance agency. Again, the same promises of increased benefits, and the claim that they actually handle TriCare claims. I think that I will be keeping my TriCare For Life. I really appreciate your honesty. Thank you.

medigapseminars.org/contact-us/ 800-847-9680

Your 'warning' around 20:23 was not clear to me. especially the part abt 63 days for Part D.

Thank you so much. I thought I knew something about this, but I learned so much more!!

Can I suspend Part B if I later obtain credible coverage thru an employer?

While I know that it all revolves around getting “Whoever” elected, this is a clear explanation of how it’s happening !

Plan G personality here.

We need to reduce the price that pharmaceutical companies can charge not the prophet that insurance companies make why are drugs so much cheaper in Canada buy up to 50 60%

Why are you doing a political speech? This is very disappointing .why did you not Informed how the government has put a cap of 6% on the premiums. People please go to Medicare website and look this information up . Our premium is not going up 300 % . Actually someone in the comments below gave the excellent information how this is being subsidized and explained our 6% increase and the Oop limit. please please look into this before you get yourself sick with misleading political information.

Maybe we should be contacting our Congressmen, everyone who is affected by this shenanigans. Tired of government kicking the can down the road. People's lives and livelihoods are at stake.

if my supplement plan is no longer available next year because the insurance company gets out of the business will i have to medically pass the underwriting process with a new company?

Thank you, Matthew, for alerting us about these upcoming changes to Part D. If I understand correctly, we must wait until we receive the mandatory letter that is suppose to be sent by CMS (or is the letter to be sent by our current provider?) by October 15th before we know what our options are. Kindly confirm. Since we're not being political, I personally believe that Harris/Walz will do more to protect Medicare and seniors than an autocrat who is only serving himself.

Plan n

My GHD, since 2022, is helping me to stay healthy with the incentive to avoid the high deductible. The premium will be $40 in October from $34. I would probably be less healthy with a G plan.

I’ve had advantage but after watching a few videos, hope I can go back to a supplement.

Thanks Matt Much appreciated

Isnt all this stuff things that you should be doing for your customers? You've already done all the research so why not pass that down to us?

I don't know but if you are on a drug like Humira which always take you to the catastrophic phase and your out of pocket is reduced from $8000 to $2000 a year, even with the 300% increase in premium you still come out winning with the IRA. Of course this applies only to people with expensive drugs like me.

To anyone thinking of using Matt's company to help guide them in their Medicare decisions, but perhaps hesitant now due to differences of opinion politically: I may not agree with every single thing he says, but I have no regrets about having him and his agents at Medigap Seminars guide me in my Medicare choices. I have been happy with my supplement plan company, which I seriously doubt I would have found by myself, and PartDShopper has been helpful and easily navigated each year. I have always been treated with patience, respect, and compassion by everyone I have interacted with at Medigap Seminars. If I had to agree about everything with everyone I do any sort of business with (not that I had to pay MS anything), life would be more complicated than it needs to be. Matt is a fine agent and extremely knowledgeable in the confusing maze that is Medicare. I don't mean for this to sound like an ad, and no one asked me to post anything. I'm certainly not being paid. (I wish! lol) Even when it comes to some of my own friends and family, we sometimes have to agree to disagree and even avoid certain topics to preserve the peace because we still care about each other. Most of us regular humans are doing the best we know how, and differing life experiences can lead to differences of opinion. That's all I wanted to say.

What about poor people? Taxpayer of 44 years getting less on my earned SS than a illegal migrant gets monthly.

Best explanation & experience. TY

Why doesn't this video have captions available? All your others seem to.

What about the newer PPO MA Plans??

Thanks Matthew!

On the other hand, the probability that Republicans will rein in the abuses of Advantage plans is close to zero.

So standard procedure, kick the problem down the road for some other sod to try to fix

I not unhappy I’m quite joyful! No blood or tears here!Yes plenty of GREAT Chanels out there.I LIKE MOST RESEARCH! It just so happen , to give you your 🌹 I started following you when I first started out in medicare and learned ALOT -learning more with you position on this. This is the first video i have seen wherein politics was allowed to fly, comments deleted and political views added from you that don’t agree with my comment. Your audience has to agree with you? No questions asked no rebuttals? You allowed a political comment to be made specifically towards a person. You know and commenter knows why that comment was made. That person is entitled to their comment and so was I. You didn’t like my comments so you removed them. You should have removed the entire thread. You’re welcome and thanks!

Sir; my wife and I are 63 after a 20 year USAF career. I've started researching our upcoming Medicare/TFL journey. Thank you for providing the video. Topics that I found interesting; medical decisions under Medicare and an advantage plan, filing of payments, in network vs any doctor. Thank you.

The GOP's record on Medicare is not a good one. I think it would be foolish to think they would do anything that is advantageous for us who are on it.

Best medicare content on the internet. thanks. When will our friends in washington stop paying for goodies with my kids and grandkids money? and in 10 years, when medicare is insolvent, MY money!

So, my injection drug Leqvio (cholesterol lowering LDL) I'm starting it tomorrow, it's not under my Part D Prescription Plan I hope? Because it's not a pharmacy or mail-order supplied drug? It costs a fortune, but approved by Medicare.

Vote Red

So the pharmaceutical industry wants to price gouge. What do you know? If you’re overseas the same drugs cost hardly anything.

Thanks for the chart. I viewed this last year but its nice to have it back and saved now. I plan on getting a medigap supplemental but it won't be at my initial enrollement time for medicare because I plan on postponing medicare for almost 2 years and am going to bite the 17.00 more a month penalty. The higher yearly deductible is not that much higher for 2 years so that doesn't bother me either. Based off of what I read is if I do postpone medicare I will give up ( I forgot the title to it) but where I would automatically be entitled to a medigap policy without any screening. I think if I postpone medicare for almost 2 years and then I want to get a medigap policy I might then have to go through some screening. That's ok since I don't have any preexisting conditions but I'm not sure how their screenings work. I also have to make sure I stay healthy just so my screening will be still good. Not sure how all of that works but I seem to have a good enough grasp on all this medicare stuff for the most part anyway....

Politics aside, from what the resource links, it seems to me that caping the OOP from $8,000 to $2,000 is the significant lever here in raising the "front end" premiums? So, if a plan participant (like me), never gets to even an initial deductible level (lucky to not have serious health issues, and uses mostly generic drugs bought cheaper through GoodRX , etc.) I am stuck with higher premiums for buying limited plan I legally must have. But other participants that need expensive drugs for their medical condition and have met the deductible and perhaps the current $8,000 cap, will pay less in Annual costs. Is that correct Matthew?

At 4:17 you state that the plan is to reduce part D premiums by $15 a month, correct? So I’m not quite sure what the panic is about. Any cause for concern is three years away? I only have a few prescriptions and I got my projected increase from Aetna. it looks like the premium will increase one dollar to six dollars a month total.

THANK YOU Matthew! I knew this move was coming down the pike.

What about my Health Care Flexible spending account

You underestimate the intelligence of your clients with this clearly misleading video. And I do not appreciate political propaganda being generated by my (former) insurance broker.

Thanks

As my other comments here have been deleted, and I assume this one will be too, I have to say that it's disappointing that even when it comes to insurance we have to have partisan fighting and now have to be aware that any advice given could well be through a partisan lens.

Stop Stop getting politico! it is not a good look for you.

Thank you for taking the time to give all of us information early.

While your video does a service to inform viewers as what is coming, the real problem is high prescription drug prices and the insurance monopoly on the drug coverage process. I put way more faith in the Harris ticket in going after the price gouging of the insurance and pharmaceutical industry that I have in a replay of another administration funneling wealth into the pockets of the billionaires. The insurance industry hijacked the affordable care act and it is now set do do the same for the inflation reduction act. And the last thing we need to do is demonize those with the intention to keep fighting for the consumer.

Excellent video - thank you Matthew for keeping us informed